Buy Local Spend Local is a regional program that connects Credit Union members to locally-owned businesses in the community, encouraging and rewarding members to not only BUY LOCAL, but to also SPEND LOCAL by using their Credit Union’s debit or credit card for purchases.

This unique program benefits local business owners, local Credit Unions and Credit Union members.

How Does it Work

Participating local businesses are listed, by category, on a customized, turnkey site. The credit union commits to reimbursing select, random transactions when members use their debit or credit card to patronize participating stores, restaurants, service providers, and other businesses.*

About Clinchfield Federal Credit Union

Clinchfield Federal Credit Union began in 1947 as a financial cooperative for Clinchfield Railroad workers to provide low cost lending among its members. Since then, we have grown to over 6,700 members and that number keeps climbing everyday. Serving our members comes first. CFCU values the growth of people over profits, relationships over revenue, and community over credit score. Our entire culture and service mindset embodies the “People Helping People” philosophy.

Membership with CFCU is open to anyone who lives, works, worships, attends school, or operates a business in ALL OF UNICOI COUNTY, parts of Washington County, Sullivan County, Carter County, Johnson County, and parts of Madison and Mitchell Counties in North Carolina. Membership is also open to anyone who is employed by or retired from one of our Select Employee Groups. See a list of eligible employers.

*All debit card transactions conducted with participating businesses are automatically entered to be randomly selected for reimbursement of up to $25. Transactions for less than $25 will be reimbursed at the actual value of the transaction. Winners are selected and reimbursements post in the member’s account the month after the transaction. Winners may not be notified beyond deposit into the account. No purchase necessary. To submit an alternative entry; print your name, credit union, address, telephone number and age on a post card or piece of paper and mail it to: Clinchfield FCU Attn: Buy Local Spend Local Contest PO Box 310 Erwin, Tennessee 37650.

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Become a member of Clinchfield FCU

At Clinchfield FCU, members come first. We promise to offer honest, fair service to all members, always having your well-being as our top priority. We value the growth of people over profits, relationships over revenue, and community over credit score.

Membership is open to all who live, work, worship, attend school, or operate a business in ALL OF UNICOI COUNTY, parts of Washington County, Sullivan County, Carter County, Johnson County, and parts of Madison and Mitchell Counties in North Carolina; in addition to employees and retirees of our many Select Employee Groups.